HOW TO SOLVE PROBLEMS IN TOUGH SECTIONS LIKE APTITUDE AND REASONING

In ibps exam 2 sections are tough,they quantitative aptitude and reasoning,when you compare with other sections like English,general awareness and computer knowledge.To solve the problems in this sections you must have some skills like

1)Quick/speed  maths

2)Basic concepts

3) shortcuts in multiplicatiopns

4) Short tricks in each and every topic

5) Logical thinking

6) Finding the right answer from multiple options,without solving the problem

Tough topics in aptitude and reasoning sections

time and work

time and distance

problems on trains

profit and loss

ages

percentages

Tough topics in reasoning section

Statements

assumptions

judgmental problems

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How To Prepare For IBPS bank clerk exam 2011

IBPS clerical exam will be conduct on 27th of november,2011.Almost you have 3months of time to have the preparation for ibps clerk exam 2011.When you compare with ibps po’s exam,it will be very easy,but quick maths neede while writing the clerical exam,it’s depends only on basic mathematics.So concentrate only to solve the problems in quick methods.

Skills required to crack ibps clerk exam 2011

1.speed maths(Multiplications)

2.logical thinking

3.basics of computer

4.Basics of English grammar

5.Short tricks in aptitude

6.thinking power in different ways(Directions)

7.general nowledge(medium)

8.Vocabulary

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IBPS CWE Clerical Cadre Solved Sample Questions 2011: General Awarenes

IBPS CWE Clerical Cadre Solved Sample Paper 2011: General Awarenes

(1) Which of the following is not a function of a commercial bank?(1) Providing project finance
(2) Selling Mutual Funds
(3) Deciding policy rates like CRR, Repo Rates/SLR etc.
(4) Settlement of payments on behalf of the customers
(5) Providing services such as locker facilities, remittances etc.

Ans: (3)

2. An IPO is - 
(1). initial price offered by a private limited company to its shareholders
(2) an offer by an unlisted company for sale of its shares for the first time to the public
(3) used to increase the share capital of an unlisted company
(4) a book building process
(5) none of these 

Ans: (1)

3. Private equity investors, invest in a company based mainly on- 
(1) the age of the company
(2) the location of the company
(3) the activity undertaken-by the company
(4) the credibility and the valuation of the company
(5) the existing profitability of the company 

Ans: (4)

4. ‘Sub Prime Lending' is a term applied to the loans made to-
(1) Those borrowers who do not have a good credit history
(2) Those who wish to take loan against the mortgage of tangible assets
(3) Those who have a good credit history and are known to bank since 10 years
(4) Those borrowers who are most preferred customers of the Bank
(5) None of these

Ans: (1)

5. Which regulatory body on 16 August 2011 suggested that the Centre and the State governments should come out with a regulatory framework for the realty sector to protect consumers from unfair trade practices?(1) IRDA
(2) SEBI
(3) FICCI
(4)Assocham
(5) CCI

Answer: (5)

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Bank of Baroda Clerk Exam Paper 2011: Socio-economic, Banking

Bank of Baroda Clerk Exam Paper 2011: Socio-economic, Banking 


1. Which of the following nations is considered the originator of the concept of Micro Finance?

(1) Bangladesh

(2) India

(3) South Africa

(4) Greece

(5)Brazil

2. Which of the following is represented by the letter ‘L' in the abbreviation CAMELS, the rating system used in financial world ?

(1) Loans

(2) Leadership

(3) Liabilities

(4) Liquidity

(5) None of these

3. Repo rate is decided by which of the following organizations?

(1) SEBI

(2) AMFI

(3) All Banks

(4) RBI

(5) IMF

4. Many a times we read a term ‘PPP' in financial dailies/magazines. What is the full form of the same as used in financial world?

(1) Purchasing Power Parity

(2) Per captia Potential Purchases

(3) Public Per captia Power

(4) Present Purchasing Power

(5) Popular Public Preferences

5. The rate of interest on Term Deposits in Banks is stipulated by which of the following?

(1) RBI

(2) Government of India

(3) Indian Banks Association

(4) Banking Codes and Standards Board of India

(5) Individual Banks themselves

6.  Which of the following is not a function of a commercial bank?

(1) Providing project finance

(2) Selling Mutual Funds

(3) Deciding policy rates like CRR, Repo Rates/SLR etc.

(4) Settlement of payments on behalf of the customers

(5) Providing services such as locker facilities, remittances etc.

7. Which of the following carries out ‘Open Market Operations'?

(1) Stock Exchanges in India

(2) Indian Banks' Association

(3) Securities and Exchange Board of India

(4) Planning Commission

(5) Reserve Bank of India

8. The famous name Vikram Pandit is associated with which of the following organizations/banks?

(1) Cairn Energy

(2) ICICI Bank

(3) Pepsi Co.

(4) Vodafone

(5) Citigroup

9. Which of the following is the main function of I.M.E.?

(1) Finance investment loans to developing countries

(2) Act as a private sector lending arm of the World Bank

(3) Help to solve balance of payment problems of member countries

(4) Arrange international deposits from banks

(5) None of these

10. Which of the following is not a mode of foreign capital inflow to India?

(1) FDI

(2) FII

(3) NRI Accounts

(4) No Frills Accounts

(5) All these are valid for foreign capital inflow

11. Five Year Plans in India are finally approved by which of the following bodies?

(1) National Development Council

(2) President on the advice of Prime Minister

(3)  Union Cabinet

(4) Planning Commission

(5) Finance Minister

12. Which of the following schemes is launched specifically for helping Senior Citizens to avail loan by mortgage of their residential property?

(1) English Mortgage Scheme

(2)  Senior Capital Loan Scheme

(3) Reverse Mortgage Loan Scheme

(4) DEMAT Account Scheme

(5) None of these

13. The most appropriate measure of a country's economic growth is___

(1) Net National Product

(2) Net domestic product

(3) Gross domestic product

(4) Per capita real income

(5) Total Foreign Investment in a year

14. In order to streamline the functioning of MFI sector the RBI had appointed a committee. The committee was headed by___

(1) Dr. Y.V.Redddy

 (2) Shri M.V.Nair

(3) Shri Y.H.Malegam

(4) Dr. D.Subbarao

(5) Smt. Usha Thorat

15. The census in India is done after a gap of every-

(1) 5 years    

(2) 10 Years

(3) 12 Years 

(4) 15 Years

(5) None of these

16. Structure of Basel II is based on how many pillars?

(1) Two          

(2) Three

(3) Four        

(4) Five

(5) Six

17. Which of the following is/are the depositories in India handling dematerialized shares?

(A) National Payment Corporation of India

(B) Central Depository Service (CDSL)

(C) Bombay Stock Exchange (BSE)

(1) Both (A) & (B)

(2) Only (B)

(3) Only (A)

(4) Only(C)

(5) All (A),(B) & (C)

18. What does the term NSDL stand for?

(1) National Securities Development Limited

(2) National Securities Depository Limited

(3) National Safety Development Limited

(4) Natural Safety Development Limited

(5) National Social & Developmental Liabilities

19. Non-Banking Financial Company (NBFC) does not have which of the following functions?

(1) Equipment leasing

(2) Housing finance and investments in financial securities

(3) Hiring & Purchasing Assets.

(4) Demand Deposits

(5) None of these

20. Insurance business in India is regulated by___

(1) Life Insurance Corporation of India

(2) SEBI

(3) Reserve Bank of India

(4) Insurance Regulatory & Development Authority (IRDA)

(5) AMFI

21. Basel III in banks is being planned to be implemented from which of the following years?

(1) 2012            

(2) 2013

(3) 2014            

(4) 2015

(5) 2019

22. Money Laundering refers to which of the following?

(1) Conversion of assets into cash

(2) Conversion of Money which is illegally obtained

(3) Conversion of cash into gold

(4) Conversion of gold into cash

(5) Conversion of shares into cash

23. As per the repots in various newspapers, RBI has asked banks to make a plan to provide banking service to all villages having a population of 2000. This directive issued by the RBI will fall in which of the following categories?

(1) Plan for Financial Inclusion

(2) Efforts to meet the targets of Priority Lending

(3) Extension of Relief Packages to the Farmers

(4) Extensions of Internal and Branchless Banking

(5) None of these

24. The price at which the Govt. Purchases food grain for maintaining the public distribution system is known as-

(1) Ceiling prices

(2) Procurement price

(3) Minimum Price

(4) Issue Price

(5) Distribution price

25. Which of these books is written by Kiran Desai? 

(1) A Village By the Sea

(2) Darkness at Noon

(3) Lolita

(4) My Son's Father

(5) The Inheritance of Loss

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Computer Awareness Model paper for Bank Preparation

Bank of Baroda Clerk Exam Paper 2011:Computer Awareness




1. The ___controls communications for the entire computer system.

(1) Arithmetic-logic unit

(2) Semiconductor

(3) Motherboard

(4) Coprocessor

(5) None of these

2. A ___is approximately 1 million bytes.

1)Megabyte

(2) Kilobyte

(3) Gigabyte

(4) Terabyte

(5) None of these

3. Which of the following is formally defined as a criminal action perpetrated primarily through the use of a computer?

(1) Phishing

(2) Hacking

(3) Cybercrime

(4) Social networking

(5) None of these

4. Hardware used to translate words, sound images and actions that People understands into a form that the system unit can process is known as-

(1) Device drivers

(2) Device readers

(3) Input devices

(4) Output devices

(5) None of these

5. Being- means being familiar enough with computers in such a manner that you understand their capabilities and limitations.

(1) Computer literate

(2) Computer competent

(3) Computer savvy

(4) Technology literate

(5) None of these

6. The System component that controls and manipulates data in order to produce information is called the -

(1) Keyboard

(2) Microprocessor

(3) Monitor

(4) Mouse

(5) None of these

7. The container that houses most of the electronic components that make up a computer system is known as the -

(1) Arithmetic -logic unit

(2) Central processing unit

(3) RFID

(4) System catalog

(5) None of these

8. How a network is arranged and how it shares information and resources is called a network___

(1) Topology

(2) Strategy

(3) Protocol

(4) Architecture

(5) None of these

9. These chips are specifically designed to handle the processing requirements related to displaying and manipulating 3-D images.

(1) Graphics coprocessors

(2) Arithmetic - logic unit processors

(3) Control unit processors

(4) CISC chips

(5) None of these

10. Which type of software is used to make a slide show ?

(1) Spreadsheets software

(2) World processing software

(3) Presentation software

(4) System software

(5) None of these

11. RAM is referred to as- storage.

(1) Direct   

(2) Volatile

(3) Secondary

(4) Sequential

(5) None of these

12. The - tells the rest of the computer how to carry out a program's instruction.

(1) ALU

(2) Control unit

(3) System unit

(4) Motherboard

(5) None of these

13.  The combination of operating system and processor in a computer is referred to as computers'___

(1) Firmware

(2) Specification

(3) Minimum requirements

(4) Platinum

(5) None of these

14. The position of a disk that contains no stored data, but may contain latent data is called-

(1) RAM slack

(2) A cluster

(3) Swap space

(4) Unallocated space

(5) None of these

15. What is keyboard used for?

(1) Input text and numbers and send commands to the computer

(2) To create new keys to use with your computer

(3) To open the computer up

(4) To create pictures and images and send them to your computer

(5) None of these

16. The information processing cycle includes the following processes -

(1) Input, processing, output, storage

(2) Input, output, manipulation, arithmetic

(3) Data, processing, printing, editing

(4) Storage, display, data, information

(5) None of these

17. How tightly the bits can be packed next to one another on a disk is referred to as-

(1) Tracks                   

(2) Sectors

(3) Density                 

(4) Configuration

(5) None of these

18. What are the speakers attached to your computer used for?

(1) Displaying images

(2) Sending messages

(3) Storing messages

(4) Handling sound and music

(5) Make system look technical

19. Tape is described as using this type of access-

(1) magneto-optical

(2) DVD

(3) Direct

(4) Disastrous

(5) None of these

20. Many experts are predicting that this revolution is expected to dramatically affect the way we communicate and use memory___

(1) Graphics

(2) Input

(3) Computer technology

(4) Industry

(5) Wireless

21. The Name of the location of a particular piece of data is its___

(1) Address

(2) Memory name

(3) Storage site

(4) Data location

(5) None of these

22. The arithmetic/logic unit performs the following actions___

(1) Checks data for accuracy

(2) Does calculations using addition, subtraction, multiplication, and division

(3) Does logical comparisons, such as equal to, greater than, less than

(4) Does both calculations and logical comparisons

(5) None of these

23.The most powerful type of computer is___

(1) Mainframe computers

(2) Microcomputers

(3) Minicomputers

(4) Synocomputers

(5) Supercomputers

24. Letters, memos, term papers, reports and contracts are all examples of ___

(1)  Models

(2) Spreadsheets

(3) Documents

(4) menus

(5) None of these

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